Enforcement of Judgement
The issue of a claim form for an outstanding debt is normally the easy part of debt recovery; the hard work starts when you have secured a judgment against the person or company who owes you money.
A County Court Judgment (CCJ) will:
- Affect the debtor’s credit rating
- Remain on the public record for 6 years (unless paid within 28 days)
- Enable immediate enforcement
Once you or TM Law have secured a judgment, there are a number of options; choosing the most appropriate depends on your knowledge of the debtor and their financial position.
These are the options available:
- Seize and sell the debtor’s moveable property (using a Writ/Warrant of execution)
- Get the debtor to tell you more about his financial position (using an Information Order)
- Apply to freeze the debtor’s bank account (using a Third-Party Debt Order)
- Take a charge – effectively registering a type of mortgage - over the debtor’s home, office etc (using a Charging Order)
- Have the debt paid out of the debtor’s earnings (using an Attachment of Earnings Order)
- Start Insolvency proceedings (by filing for Bankruptcy)
Get in touch with us - we're happy to help
Whetever your legal requirement reach out to us today and we’ll be happy to help where we can. Our quick enquiry form allows you to share some basic information with us to allow a personalised response, or you can simply view our contact details and get in touch with us however you choose.
Should you conduct Credit Checks before enforcing?
Before incurring the cost of enforcement, you may want to check the debtor’s financial position again, as far as you can. This would involve getting a credit report and checking that no other creditor has petitioned the court to wind up the company that owes you money (a winding up petition). If the debtor is a limited company, then TM Law can carry out a credit check with Creditsafe for a small fee.
If you would like our assistance to enforce a CCJ that either you or we have obtained, then please contact Terry Maylin who has many years of experience in enforcing judgments and knows the best way to proceed in a given situation.
Terry is a very knowledgeable professional, and recently provided me with invaluable information regarding claiming for a car accident personal injury claim – would highly recommend
- Service(s): General, Debt Recovery
Mr Maylin is absolutely fantastic, he knows what he is talking about as he is a specialist .I had a situation with a company that was using “sharpe sales tactics” firstly he managed to calm me down and gave me the correct advise on how to handle the company. I’m extremely glad I didn’t pay the company demanding money from me.
In the event you have an issue like mine then speak to Terry as he will know the solution. I wouldn’t hesitate to recommend this firm in the future.
- Service(s): General, Debt Recovery
We have used Terry at T M Law on multiple different cases over the years and he has always been fantastic from start to finish. Really helpful and the process is always so easy. Would 100% recommend using.
- Service(s): Debt Recovery
Where do I start!
Terry and Aidan have helped with 2 separate issues and both have been so helpful.
Honestly, words don’t do justice to the service they have provided.
Thank you so much
- Service(s): Debt Recovery, Landlord Tennant, Employment Law
Verity
Have dealt with Terry Maylin for a number of years, he is very prompt with his replies and incredibly knowledgeable. Highly recommend.
- Service(s): Debt Recovery
When all else fails
When all else fails and you have to turn to solicitors you wont go wrong using TM LAW. Not the first time I’ve had to use them and am never disappointed. I have used them from drawing up lease agreements to pursuing monies through the courts system and have never had a bad experience with them by my side.
- Service(s): General, Debt Recovery, Landlord Tennant
STU
Can’t say enough good things about TM Law and Terry
- Service(s): Debt Recovery
Terry has been very helpful and has taken the stress out of a recent court hearing. Would recommend highly.
- Service(s): Debt Recovery
Thank you once again for all the invaluable help you have undertaken on behalf of clients I have referred to you in respect of amounts owed to HMRC and petitions for winding up.
I know that my clients have been greatly impressed and it’s fair to say that without your help they would be in serious trouble.
- Service(s): General, Debt Recovery
Wow Terry was such a massive help in sorting out my unpaid invoices with the NHS. Amazing support, stress free, organised and kept me up to date without wasting my time or his.
Very efficient, would recommend anyone having difficulties with unpaid invoices to get in touch with Terry.
Thank you!
- Service(s): Debt Recovery
View a selection of our Enforcement of Judgement Case Studies
